What is Amazon Pay EMI?

This EMI facility helps you split payments in 3 to 12 months for your purchases made at Amazon.in. You just have to complete one-time setup to avail Amazon Pay EMI limit of upto ₹60,000.
All this can be availed without having a credit card.

Important Notes Amazon Pay EMI

1. This feature is only available on mobile for now. Applicable only for single item purchases. Available only for  purchases above ₹8,000.
2. Amazon Pay EMI is not available for purchases with exchange offer.
3. You have to link your debit card of the following banks to Pay EMI automatically. * more banks will be added soon.

Canara Bank
Citi Bank
Kotak Bank

What are the eligibility criteria to avail Amazon Pay EMI?

You need to have an Amazon.in account, a valid permanent account number (“PAN”) card, Aadhaar card and bank account with one of the selected banks.
Further eligibility is decided basis information already available with Amazon, your credit bureau history and so on. Based on these and a host of other factors, Lending partner will decide the Amazon Pay EMI limit for you.